Medical Insurance is an agreement whereby an insurance company agrees to undertake a guarantee of compensation for medical expenses in case the insured falls ill or meets with an accident which leads to hospitalization of the insured. Generally, insurance companies have tie-ups with the leading hospitals so as to provide cashless treatment to the insured. In case the insurance company has no tie-ups with the hospital, they reimburse the cost of expenses incurred by the insured.
To avail the benefits within your selected network, you will be provided with a medical insurance card. When you visit a hospital or clinic within your network, you just need to present your card and pay your own share only. The balance will be settled directly by us. This facility is called direct billing.
The networks are very extensive and should cover all your desired medical centers. However in case you wish to visit a particular center out of your network, you can still enjoy your insurance. You just need to submit the receipts, diagnosis reports and invoices to our office. We will arrange reimbursement of your expenses as per your selected package.
Each claim is being assessed for approval by a team of professional physicians at NEXtCARE- a leading medical insurance administrator in the Emirates. This allows the claims to be evaluated independently and without any bias. Additionally you can follow up on status of your claims 24/7 through NEXtCARE call center which can speak 14 languages.